Frequently Asked Questions
Q: What is public adjuster
A public adjuster is a licensed insurance professional who represents policyholders (homeowners, business owners, etc.) in the process of filing and negotiating insurance claims with their insurance company. Public adjusters work on behalf of the policyholder, not the insurance company.
Q: Why should I hire a public adjuster?
Hiring a public adjuster can help you navigate the often-complicated process of filing an insurance claim. Public adjusters have extensive knowledge of insurance policies and can help you document your claim properly and negotiate with your insurance company to ensure that you receive a fair settlement.
Q: What types of claims do you handle?
Our firm handles all types of property damage claims, including but not limited to: fire damage, water damage, storm damage, theft and vandalism, and business interruption. We also handle complex claims involving commercial properties and large-loss claims.
Q: How much does it cost to hire a public adjuster?
Our fees are based on a percentage of the insurance settlement that we are able to recover for you. We do not charge any upfront fees or hourly fees, and we only get paid if we are able to successfully negotiate a settlement on your behalf.
Q: What is the difference between a public adjuster and an insurance company adjuster?
An insurance company adjuster works for the insurance company and is responsible for investigating and settling claims on behalf of the company. A public adjuster works for the policyholder and is responsible for representing the policyholder’s interests in the claims process.
Q: Will my insurance company work with a public adjuster?
Yes, insurance companies are required to work with public adjusters who are licensed and registered with the state. Your insurance company may also have their own adjusters, but you have the right to hire your own public adjuster to represent your interests.
Q: How long does the claims process typically take?
The length of the claims process can vary depending on the complexity of the claim and the responsiveness of the insurance company. However, having a public adjuster on your side can often help expedite the process and ensure that your claim is handled efficiently.
Q: How do I get started with your firm?
The first step is to schedule a free consultation with one of our public adjusters. We will review your claim and provide you with an assessment of how we can help. If you decide to hire us, we will begin working on your claim immediately after signing.